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"Ernan Roman pioneered the linking and sequencing of different communication tools to achieve high purchase impact. He demonstrates the impressive results of integrated direct marketing and points to where today's marketing thinking and practice are heading." -- Philip Kotler J. L. Kellogg Graduate School of Management, Northwestern University Sales and marketing are undergoing a trial by fire-the fire of customers' demands for highquality products and services and for targeted, relevant communications. Ernan Roman's revolutionary process, Integrated Direct Marketing (IDM), is now accepted as the most effective go-to-market strategy for today's competitive and fast-changing market conditions. Since publication of his landmark book in 1988, Roman has been the leader of the rapid development and acceptance of IDM as the marketing strategy of choice. This completely new and expanded work shows how companies, large and small, have used IDM to keep ahead of the changes that are transforming the sales and marketing industry. This book: Positions Integrated Direct Marketing as a proven multimedia strategy that delivers exceptionally high return on marketing investment. Explains how businesses can synchronize advertising, direct mail, telemarketing, and field sales to maximize the strengths of each medium for unparalleled productivity. Demonstrates Integrated Direct Marketing's success in generating double-digit response, increasing the quality and quantity of leads, decreasing the cost of sale and time to sale, and increasing average order and overall profitability. Integrates the database to drive the marketing process, meeting the specific needs and preferences of individual customers andprospects. Explains the creative process of developing mutually supportive multimedia campaigns that cut through the clutter to deliver consistent and powerful sales messages.

What can banks do to survive and thrive in today's uncertain economy? This important book has the answers. Retail Banking Technology reveals the tactics and strategies that banks, large and small, can use to realign their retail banking organizational structure. It explains how banks must make the transformation from passive, account-holding, transaction-processing institutions to aggressive, customer-focused, service-oriented organizations. Two essential components emerge in the analysis of this transformation - customers and information. The key to unlocking retail banking success and sustaining the richest payoffs of automation is a customer-driven focus on the identification, acquisition, and integration of information. The practical core of Retail Banking Technology is that bank technology must be perfectly pitched to the needs and expectations of the customer. Everything the bank of the 90s will do must serve or benefit the customer - at a profit to the bank. And these actions must capitalize on the recognition that integrated information - not blind computation - illuminates the most effective means of serving the customer - at a profit to the bank. Retail Banking Technology also covers these important topics: using technology to develop and differentiate bank products and services; integrating "enriched" customer information to facilitate cross selling, target marketing, and true relationship banking; the changing roles of DP, MIS, and bank technology experts; and recognizing how bank marketing and sales systems can serve to attract new customers and market share. Retail Banking Technology is packed with case studies as well as innovative uses of conventional technology andenhanced systems.

Stone circle (Iron Age) - The Stone Circles (ca 500 BC - ca 400 AD) were a characteristic burial custom of southern Scandinavia, especially Götaland during the Pre-Roman Iron Age and the Roman Iron Age. In Sweden, they are called Domarringar (judge circles), Domkretsar (judge circles) or Domarsäten (judge seats).

Annates - Annates (Latin annatae, from annus, "year"), also known as "first-fruits" (Latin primitiae), in the strictest sense of the word, are the whole of the first year's profits of a spiritual benefice which, in all countries of the Roman obedience, were formerly paid into the papal treasury. This custom was only of gradual growth.

Mackerel Snapper - Mackerel Snapper is a derogatory term for Roman Catholics, referring to the pre-Vatican II custom of Friday abstinence. The Friday Abstinence from meat (red meat and poultry) distinguished Catholics from other Christians, especially in North America, where Protestant churches prevailed and Catholics tended to be poor immigrants from Italy and Ireland.

Door god - This is about a Chinese custom. See also Janus the Roman god of doors.

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